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Tools & Resources
218 vetted calculators, checklists, government sites and services — pick a pillar, search by name, and open what you need. No account required.
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Showing 19 tools
- Boldin Retirement PlannerComprehensive retirement planning tool that covers all aspects of retirement including spending plans, Social Security optimization, and RMDs. Offers both free and premium versions with detailed projetoolOpen tool(opens in a new tab)
- CareScout Cost of Care SurveyComprehensive survey of long-term care costs across different settings (home care, assisted living, nursing homes) with location-specific data. Updated annually to reflect current costs.toolOpen tool(opens in a new tab)
- Cost of Living Calculator by BankrateCompares cost of living between locations to help evaluate relocation decisions. Factors in housing, healthcare, transportation, and other retirement expenses.calculatorOpen tool(opens in a new tab)
- Dividend.comComprehensive resource for dividend stock information and investment income strategies. Features screening tools, ratings, and educational content.toolOpen tool(opens in a new tab)
- Empower Retirement PlannerFree retirement planning tool that analyzes investment accounts and provides comprehensive income projections. Includes Monte Carlo simulations to test portfolio sustainability.toolOpen tool(opens in a new tab)
- ESG Investing Tools by MorningstarComprehensive tools for sustainable investing research, including ESG ratings and screening capabilities. Helps align investments with personal values.toolOpen tool(opens in a new tab)
- EverPlans Digital Legacy PlanningComprehensive digital legacy and estate planning platform that organizes critical information, documents, and wishes. Helps families access important information when needed.toolOpen tool(opens in a new tab)
- FINRA BrokerCheckFree tool to research the background and experience of financial brokers and advisors. Essential for preventing financial exploitation by verifying credentials and checking for complaints.toolOpen tool(opens in a new tab)
- FreeWill Estate Planning PlatformFree online will-making tool that helps seniors create legally valid wills and trusts. Includes options for charitable giving and legacy planning.toolOpen tool(opens in a new tab)
- HSA Calculator by HSA StoreHelps seniors with high-deductible health plans maximize HSA contributions and estimate potential tax savings. Particularly valuable for those still working or recently retired.calculatorOpen tool(opens in a new tab)
- Medicaid Spend Down CalculatorHelps seniors plan for Medicaid eligibility by calculating spend-down requirements based on income, assets, and state requirements. Includes state-specific eligibility rules.calculatorOpen tool(opens in a new tab)
- Medicare Plan FinderOfficial Medicare tool to compare Medicare Advantage, Part D prescription, and Medigap supplement plans. Personalized to individual medications and preferences.directoryOpen tool(opens in a new tab)
- National Do Not Call RegistryOfficial government registry to reduce unwanted telemarketing calls. Important protection against phone scams targeting seniors.otherOpen tool(opens in a new tab)
- Policygenius Insurance Comparison ToolComprehensive insurance marketplace that helps seniors compare multiple types of insurance including life, health, and long-term care. Provides unbiased comparisons across providers.toolOpen tool(opens in a new tab)
- Reverse Mortgage Calculator by NRMLAHelps seniors estimate potential proceeds from a reverse mortgage based on home value, age, and current interest rates. Includes educational materials on pros and cons.calculatorOpen tool(opens in a new tab)
- Social Security Calculator by AARPHelps determine optimal Social Security claiming strategies based on personal circumstances. Particularly strong on spousal benefits calculations.calculatorOpen tool(opens in a new tab)
- TaxCaster by Intuit TurboTaxFree tax estimation tool that can help seniors estimate tax liability and identify potential deductions. Especially useful for tax planning around retirement account distributions.toolOpen tool(opens in a new tab)
- Udemy Passive Income CoursesCollection of courses teaching various passive income strategies, particularly online business models appropriate for seniors. Includes instruction on creating digital products, blogging, and online btoolOpen tool(opens in a new tab)
- YNAB (You Need A Budget)Comprehensive budgeting application with specific features for retirees. Focuses on giving every dollar a purpose and adjusting as circumstances change.appOpen tool(opens in a new tab)